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retoot this if your retirement plan is essentially based on the idea that civilisation will probably crumble before you reach 65 and money will be meaningless anyway.

reshared this

in reply to Laura Manach

I've always been an extremely frugal person and saved as much as possible, I'm on track to have the ability to retire relatively close to the age of 40
in reply to Laura Manach

Let's see - that gives civilisation a little over six months - yes, I can go along with that the way it seems to be heading...๐Ÿคฆโ€โ™€๏ธ
in reply to Laura Manach

Lol god knows theyre not going to let me keep my 401k and theyre not even pretending social security is for the nonbillionaires anymore
in reply to Laura Manach

@jcrabapple We were just in Brittany, the most climate stable part of France when it comes to global warming - looking for which part we want to move to in the next few years and to be as self-sustainable as possible.

... But it feels like the collapse might come too soon

in reply to Laura Manach

Retirement plan = total organ collapse. Either wayโ€ฆnot going to be comfy.
in reply to Laura Manach

Retirement?
๐Ÿ˜‚
I'm 66 & my life as a F&B/Retail worker means no such thing awaits me

The people who feed us don't deserve it, sez our economic system

#CapitalismKills
Solidarity from #Tacoma
:BLM: :af: :better_pride: :iww:๐Ÿ‡ต๐Ÿ‡ธ

in reply to Laura Manach

I more or less bet on that in my teens. World lasted longer than I expected ๐Ÿ™
in reply to Laura Manach

"I would have liked to have retired someday."

is what I said last year...

"I would have liked to have lived longer."

is what I said, quietly.

(typo clean up. and addition. hard to type when upset)

Questa voce รจ stata modificata (2 settimane fa)
in reply to Laura Manach

...all my life, I've been ahead of the curve-- in the worst ways. I'm 71, only 8 work credits so no Social Security or Medicare coverage, fighting cancer... <sigh>
in reply to Laura Manach

thanksโ€ฆin a perverse โ€˜illness as metaphorโ€™ event, after a decade of biting my tongue about abusive mismanagement of my dadโ€™s estate, what I thought was another cold sore turned out to be a cancerous lesion on my tongueโ€ฆ!
in reply to Laura Manach

i'm 29, living in the EU, and my retirement plan is to move to a country where euthanasia is legal
in reply to Laura Manach

My forward plan [nice bit of management speak there - all plans are forward I suppose] is, by the time the shit has completely hit the fan and there's no pretending for the planet's possible salvation any more (2040), I'll have reached my currently expected end date.
in reply to Laura Manach

So sorry this song is in Dutch, but it is essentially about your 'statement'

Laรฏs - De wereld vergaat
youtu.be/KlNUq-p2AkA

in reply to Laura Manach

My retirement plan is to go to countries where the cost of living is much lower and just wander the earth on a tourist visa, crossing borders every 3 months.
in reply to Laura Manach

that and planting some poppy seeds for my overdose when everything becomes unbearable...
in reply to Laura Manach

The wealthy are doing all they can to destroy the retirement of millions.

Koch Network & Social Security
theguardian.com/commentisfree/โ€ฆ

ohiocapitaljournal.com/2025/02โ€ฆ

billmoyers.com/story/deep-histโ€ฆ

Examples:
privateequityinternational.comโ€ฆ

The first target after elites manufacture a financial crisis, rollbacks on retirement benefits.
1. Greece & vulture capitalists
thenation.com/article/archive/โ€ฆ

ineteconomics.org/perspectivesโ€ฆ

2. Argentina & vulture capitalists

newyorker.com/magazine/2018/08โ€ฆ

democracynow.org/2016/3/11/theโ€ฆ

Questa voce รจ stata modificata (2 settimane fa)

GhostOnTheHalfShell reshared this.

in reply to Laura Manach

Perfect, be nice and spend Money for there future. And talk to them often, and take care... gosh i like to have some.

Humans smashed this paradise in Parts and i hope it will not end up in a dead loop or war. But we are here and stay and teach. And love and live. Its work, but still kind of a paradise.

Questa voce รจ stata modificata (2 settimane fa)
in reply to Laura Manach

Had to cash out everything 20 years ago, to get medical care, long before retirement age. Already there, just living a very simple life.
in reply to Laura Manach

๐Ÿšจ Fundraiser launched โ€” our team urgently needs a pickup truck!
The 3rd ATGM Company, 91st Separate Tank Battalion, lost ours in combat. We need a new one to keep missions going on the Kurakhove front.

๐ŸŽฏ Goal: 252,000 UAH
๐Ÿ’ณ Bank card: 4441 1110 1160 6385
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Together to Victory ๐Ÿ‡บ๐Ÿ‡ฆ

in reply to Laura Manach

I've already started taking "flaming guitar while balancing on a tanker truck" lessons...
in reply to Laura Manach

I was supposed to die three years ago, so I don't know wth is going to happen now.
in reply to Laura Manach

g wife seems to think that after this happens we will still need to pay our mortgage
in reply to Laura Manach

As a diabetic with total renal failure, if civilization collapses, I die with it. So it doesn't really matter, I guess.
in reply to Laura Manach

learn to basically be freegan through dumpster diving and developed a keeper sense of when something goes bad for this very reason
in reply to Laura Manach

mine was. I'm now 69... but it was a good bet when I made it, back in 1972, and it's a good bet now.

ANY pension plan is a bet that #capitalism will outlive you. Even if you believe it would be a good thing if it did, do you seriously believe it can?

Furthermore, we should encourage people not to invest in pensions not merely because it's a bad bet, but because people who are invested in the system are motivated to keep on propping it up, even as it destroys the world we live on.

in reply to Laura Manach

that sounds way better than my current trajectory - work until the nanosecond I drop dead
in reply to Laura Manach

I'm not quite there yet, but the thought has crossed my mind. P.S. I'm 64.
in reply to Laura Manach

The predicted collapse of social security and my forecast date of death have coincided ยฑ for a long time. That has guided my financial planning for decades. I'm 72 and so far everything is going according to plan.
in reply to Laura Manach

As an Environmentalist, I have to save the tigers. Because my most realistic retirement plan is getting eaten by one.
in reply to Laura Manach

@mxjaygrant I just hope that when I am eaten by the young, they have the decency to kill me first. I think thatโ€™d be nice of them.
in reply to Laura Manach

maybe the real millenial retirement plan is the friends we made along the way.
in reply to Laura Manach

Iโ€™ve invested in a good axe since everything Hollywood has taught me about post-apocalyptic living is that a good axe is essential.
in reply to Laura Manach

That was my thoughts as a teenager ("promises" of nuclear winter, sudden climate collapse etc). I'm now closer to retirement than I am to that age and think perhaps more retirement planning might be needed.

On the flip side, neither of my parents reached their retirement age (and its 10yrs+ higher for me) so there is still "hope" that retirement funds won't be needed.

in reply to รngel

@angel
Yeah, my Ben Franklin style "bald on top" with fringe doesn't lend itself to mohawk.
in reply to Laura Manach

Iโ€™m hoping to be locked in some fridge with my brain connected to the internet playing all the games i promised to play one day
in reply to Laura Manach

Sensitive content

in reply to Laura Manach

I'm getting pretty close to 65 so I'm hoping that money will still have some meaning at least in the early years of my retirement.

But if I were in my 30s or something I would definitely be retooting that.

in reply to Laura Manach

this bleak scenario screams for some solarpunk reimagining. What if we wrote our way into a future we would want? Imagine on paper, in art, then follow the instructions we wrote for ourselves?

#solarpunk
#resistance
#writing

in reply to Laura Manach

@merileedkarr friends would laugh at me when I said Iโ€™ve never expected to draw from the Canada Pension Plan (CPP). โ€œThe investments are sounds; the money managers know what theyโ€™re doing.โ€ Sure, but the next Conservative Prime Minister will gleefully burn it all to the ground (to the sounds of the useful idiotsโ€™ applause).
in reply to Laura Manach

My retirement plan is the express self checkout lane.

I've done work in enough retirement homes to know I never want to end up in one of those fucking places.

in reply to Laura Manach

wow there are a lot of lucky people in this thread with unusual levels of luck

I was on track to have a retirement, but then I lost a lot of it in the divorce and lost a lot more of it by being out of work due to disability for nearly 7 years

glad all the older folks got in on the rising edge, hope they get their mortgages paid off before the AI bubble collapses ๐Ÿคก

in reply to Laura Manach

@cmconseils. and dying's not very affordable either.
Still, would be a great relief I guess

[also wouldn't hear anybody chortling about how clever they were, 'Oh fuck you' to that party! ]

Questa voce รจ stata modificata (2 settimane fa)
in reply to Laura Manach

I have a rule under which I perma-band anyone who engages in this kind of cynicism.

If you want the world you fear to come about, keep pouring acid all over it.

in reply to Laura Manach

at this point, i think the best i can hope for is that walmart will still have a need greeters ๐Ÿ™„
in reply to Laura Manach

Mine is "Boomer-elected Governments will have raised retirement age to 103 years before I'm even eligible, so they can spend all the funds by themselves"
โ‡ง